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DSCR

Welcome to Cotton Funding and Investment Group. This page outlines the Basic Terms of our funding options. Applicant's seeking Custom Terms should get in touch with us.                                                  At the Last Section of this page, you will find Video Reviews from recent clients we funded, as well as the Loan Application Form.

BRRRR Method – Use our DSCR loan to refinance to more permanent fixed rates once your remodel is complete and the property is rented.  We can also assist with this as a Short Term Rental (STR) Loan.

  • Investment Properties Only

  • No Tax Returns Needed

  • 2-50 Property Portfolio Options

  • Vest in LLC or Personal Name

  • First Time Investors Welcome

  • We Pay Brokers

 

 Property Types-Urban and Suburban Properties

Cotton Funding and Investment Group DSCR Loans are designed for various Rental Properties to meet your Investment Real Estate Needs.

  • Single Family Homes

  • Duplex, Triplex, Quadplex

  • Warrantable Condos

  • 2-50 Property Portfolios

  • Urban Properties Nationwide 

 

Terms
Details
Eligible Rental Income Types
Airbnb, Long Term, Vacant
Loan Amount
$100,000 to $1,500,000
Cashout Refinance LTV
Up to 75%
Minimum DSCR Coverage
As Low as .75
Rates
Rates starting at 6.99%
Points
1-4%
Payments
Fully Amortized, I/O
Purchase LTV
Up to 80%

PROGRAM DETAILS 

 VIDEO REVIEWS

Video reviews from satisfied borrowers which highlight our commitment to transparency and customer satisfaction.

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 APPLICATION

Submit your DSCR Loan Application here. 

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