DSCR
Welcome to Cotton Funding and Investment Group. This page outlines the Basic Terms of our funding options. Applicant's seeking Custom Terms should get in touch with us. At the Last Section of this page, you will find Video Reviews from recent clients we funded, as well as the Loan Application Form.
BRRRR Method – Use our DSCR loan to refinance to more permanent fixed rates once your remodel is complete and the property is rented. We can also assist with this as a Short Term Rental (STR) Loan.
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Investment Properties Only
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No Tax Returns Needed
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2-50 Property Portfolio Options
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Vest in LLC or Personal Name
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First Time Investors Welcome
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We Pay Brokers
Property Types-Urban and Suburban Properties
Cotton Funding and Investment Group DSCR Loans are designed for various Rental Properties to meet your Investment Real Estate Needs.
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Single Family Homes
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Duplex, Triplex, Quadplex
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Warrantable Condos
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2-50 Property Portfolios
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Urban Properties Nationwide
Terms | Details |
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Eligible Rental Income Types | Airbnb, Long Term, Vacant |
Loan Amount | $100,000 to $1,500,000 |
Cashout Refinance LTV | Up to 75% |
Minimum DSCR Coverage | As Low as .75 |
Rates | Rates starting at 6.99% |
Points | 1-4% |
Payments | Fully Amortized, I/O |
Purchase LTV | Up to 80% |
PROGRAM DETAILS
VIDEO REVIEWS
Video reviews from satisfied borrowers which highlight our commitment to transparency and customer satisfaction.
APPLICATION
Submit your DSCR Loan Application here.